LAP combines a long-term repayment runway with high ticket sizes — most leads here are ₹50L to ₹5Cr, posted by RMs whose own banks couldn't fund the customer fast enough or whose LTV / property type caps blocked the deal. Common scenarios: doctors expanding clinic premises, restaurant and retail owners building out new outlets, exporters needing working capital against owned shop-cum-residence, and professionals refinancing higher-rate existing LAPs. The marketplace skews towards business and self-employed segments. Every lead carries the customer's segment, deal value bucket, city, and the poster's bank context so you can decide whether the customer fits your own product matrix.